University of Massachusetts-Lowell
Master of Science in Finance
Compare the practical details, then confirm your questions with the university.
At a glance
- University
- University of Massachusetts-Lowell
- Credential
- Master of Science
- Required units
- 30 semester credits
- Typical duration
- Needs confirmation
- Completion calendar and assumptions
- Needs confirmation
- Enrollment pace
- either
- Live online sessions
- Needs confirmation
- Local clinical / field placement
- Needs confirmation
- Other in-person attendance
- Needs confirmation
- Entrance test policy
- not required
The graduate degree has 30 credits and ten courses. Preparatory accounting or finance courses can be additional. Confirm actual online participation; the advertised shortest duration is not a personal forecast.
Cost and assumptions
- Estimated tuition
- $19,650
- Mandatory fees
- $255
- Tuition + mandatory fees
- $19,905
Spring 2027 · Online business course rate; no residency differential. Prerequisites, mixed course rates and term registration fees require a personal plan.
- Online business course rate; no residency differential. Prerequisites, mixed course rates and term registration fees require a personal plan.
- Scenario: all graduate requirements completed in six registration terms; six $30 registration charges plus the listed $75 application charge. All foundations already accepted, no transfer reduction, no repeated courses, no rate increase, exclusively online participation. Confirm the exact approved course sequence and fee applicability before committing.
- Materials, equipment, travel and personal expenses are separate. Extra foundations or terms change the total; this is not a universal entrant price.
Travel, living costs, supplies, financing, and future rate changes may affect your budget. Loans finance a price; they do not reduce it.
Admissions and preparation
An accredited bachelor’s degree with a minimum 3.000 GPA is required. Nonbusiness majors lacking accepted financial accounting and finance foundations need B-minus or better preparation before applying. The listed preparatory courses do not count toward the master’s. The online business guide says no GMAT or GRE is required. Confirm all entry documents.
UMass Lowell’s online MS in Finance is a 30-credit, ten-course graduate route with accounting and finance preparation required where not already satisfied. Compare its financial-analysis depth with an MBA and the professional tasks you want to develop.
What financial work should you look for?
The official curriculum includes required finance study and electives. Read how students analyze financial decisions, assess assumptions and explain a recommendation. A course title alone does not show the depth of modeling, empirical work or written reasoning. Ask for sample assessed work that connects with your intended responsibilities.
A useful goal might involve valuation, financial risk, an organization’s funding or understanding markets. Compare the required learning with that goal. An MBA can provide broader management preparation, while a finance master’s can provide more sustained subject depth. Neither is universally preferable. The relevant issue is the additional capability you need beyond your academic and professional background.
Which entry requirements affect the sequence?
The program requires an accredited bachelor’s degree and a minimum 3.000 GPA. Nonbusiness applicants without accepted financial accounting and finance foundations need qualifying preparation before applying; the listed preparatory courses do not count toward the master’s. The current online business guide says GMAT and GRE are not required. Confirm all official-record and international conditions as well.
Ask the university which prior courses meet the requirements and whether their grades and content qualify. Do not assume a general business course or work experience automatically satisfies a specific prerequisite. If preparation remains, include its actual price and time before comparing the graduate sequence. Keep the route you are eligible to enter separate from the shortest advertised version.
How should online participation be assessed?
The university describes online study and full-time or part-time options. Confirm live classes, examinations, team work and presentations for the actual route. Ask which software and data resources are supplied and whether your equipment is suitable. A flexible format should still provide a practical way to obtain feedback on analytical work.
Plan time for problem sets, modeling, reading and revision. If you want to use an employer case, clarify permission and confidentiality before sharing financial records. A public or synthetic case can be a useful alternative. If your goal includes a professional finance credential, investigate the issuer’s requirements separately; a course connection or exam-review elective does not automatically award a credential.
What does the current cost scenario show?
The Spring 2027 business rate is $655 per credit. Thirty credits give $19,650 in graduate tuition. Six registration terms at $30 each plus the listed $75 business application fee produce a scoped estimate of $19,905. The scenario assumes accepted prerequisites, the stated term count, the listed course rates and no later rate increase; personal expenses are separate.
Confirm the approved course plan and additional charges before relying on that comparison. Preparatory accounting or finance work can change the total, as can extra terms. Compare the complete investment with the intended learning, and keep employer support separate until its terms are confirmed. A degree and occupation-wide salary figure do not establish your personal financial return.
Questions for the program
- Which accounting and finance prerequisites does my record satisfy, including the required grades?
- What required assignments develop the financial judgment I want to improve?
- Which software, data resources and live assessments apply online?
- What part-time sequence and term count are realistic for my preparation?
- What independent professional requirements and extra costs remain outside the degree?
Official sources and next steps
- University of Massachusetts-Lowell: Master of Science in Finance
- Manning School of Business graduate catalog and accreditation
- UMass Lowell graduate semester credit policy
- UMass Lowell accreditation
- UMass Lowell Spring 2027 online tuition and fees
- UMass Lowell online business degree and test-policy guide
Accreditation and professional practice
Institutional: New England Commission of Higher Education — Accredited member, as stated by the university Source (checked 2026-11-02).
Programmatic: AACSB International — Manning’s official graduate catalog states that all its degree programs are accredited. Source (checked 2026-11-02).
State enrollment availability and eligibility for a professional license are different questions. Confirm both for your residence and intended practice state.
Official sources and check dates
Use these university and accreditor pages to check the facts and resolve details marked as needing confirmation. A source-check date is separate from the page’s editorial update date.
- Program overview; Study format and participation; Degree units and curriculum — checked 2026-11-02
- Degree units and curriculum — checked 2026-11-02
- Admissions and preparation — checked 2026-11-02
- Program overview — checked 2026-11-02
- Tuition and fees — checked 2026-11-02
- Accreditation — checked 2026-11-02